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At Lester Aldridge, we are pleased to offer our specialised Borrower Real Estate Finance services, designed to help a wide range of clients navigate the complexities of real estate financing. Our expert team brings together a wealth of experience and market knowledge from our Real Estate Finance and Commercial Real Estate teams to provide unparalleled guidance and support.

How can our property finance solicitors help?

  • Secured Lending: Whether acting solely for borrowers or in conjunction with a funder (dual representation), we manage all aspects of secured lending, bridging and second-charge lending, from various sources, including established high street banks, challenger banks and fintechs, funders, private banks, building societies and consortiums.
  • Refinancing and Acquisitions: We assist borrowers in refinancing existing borrowing, granting security over previously unmortgaged property, or acquiring new properties, which may range from commercial to residential buy-to-let or agricultural property.
  • Corporate Borrowing: For corporate borrowers, we provide expertise in granting debentures over company assets, either solely or in conjunction with a funder (dual representation).
  • Portfolio Refinancing: We handle numerous portfolio refinances, ensuring efficient and effective management of these complex transactions.
  • Certificates of Title: We offer Certificates of Title in City of London form and other lender-specific forms to support bank lending and grant funding.
  • Facility Agreements and Ancillary Documents: Our team negotiate and advise on facility agreements, legal charges, guarantees, and other loan documentation to ensure clients are fully informed and protected.
  • Development Finance Support: We assist with the preparation of collateral warranties and assignments or charges over construction contracts in connection with development finance.

Who do we help?

We act for a diverse array of borrowers, including individuals, partnerships, corporate entities, and developers, both domestic and international.

Examples of borrower real estate finance transactions

Our extensive experience in the field is reflected in the significant transactions we have managed:

  • £300 Million Portfolio Refinance: Successfully refinanced a large property portfolio, demonstrating our capability to handle high-value transactions. We assembled a large team of lawyers to prepare City of London Certificates of Title with a lead Partner to co-ordinate and see the transaction through in accordance with the clients timescales.
  • £6 Million Acquisition Finance: Reporting on the acquisition of a multi-let, multi-use building, including a gym, offices and residential apartments.
  • £2.75 Million Development Refinance: Managed the refinance of a large commercial property, showcasing our expertise in development finance.
  • £1.8 Million Mix-Use Property Refinance: Facilitated the transfer of ownership and simultaneous refinance of a substantial facility over a mix-use property.
  • £5.9 Million Development Refinance: Executed a development refinance, illustrating our ability to support large-scale commercial projects.

Why choose our real estate finance lawyers?

Our goal is to offer borrowers unparalleled expertise and strategic advice tailored to their specific needs. With our vast experience and deep understanding of lender requirements, we are well-positioned to deliver exceptional results for our clients.

By partnering with Lester Aldridge, clients benefit from bespoke guidance, strategic advice, and a commitment to achieving the best outcomes. Our team works collaboratively across various specialisations to provide a coordinated and comprehensive service.

Find out more

We invite you to contact our team for an initial, confidential, and free informal discussion about your real estate finance needs.

Every transaction requires tailored advice. We will discuss your specific needs, timescales, costs, and relevant processes with you individually based on your situation.

Contact us now at to find out more.

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