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Buying or Selling a House

Property Remortgage – Our Fees

Our fees cover all of the work required to complete the sale or purchase of your home, including dealing with registration at the Land Registry and the payment of Stamp Duty Land Tax (SDLT) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales but excluding Disbursements.

Our fee assumes that:

  • This is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in the title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction. Supplemental fees will be charged when the transaction is not standard or when it is a leasehold property.
  • If leasehold, that it is the transfer of an existing lease and is not the grant of a new lease.
  • The transaction is concluded in a timely manner and no unforeseen complications arise.
  • All parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation.
  • No indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

Price is what you pay, value is what you get

We may charge additional fees/supplements for more complex transactions or where additional work is required such as (but not limited to):

  • Deed of covenant under lease
  • Deed of variation or rectification of lease
  • Lease extension
  • Deed of trust
  • Deed of easement
  • Advice on company issues
  • Advice on planning issues
  • Arranging and advising on indemnity insurance
  • Dealing with late completion
  • Administering leasehold retentions
  • Preparation of statutory declaration

We will let you know in advance what our additional fees will be for this additional work. The range of hourly fees for this extra work is £110 to £250 (plus VAT) depending upon the complexity of the task and the experience of the person dealing with your transaction.

Our fees

Please note, all fees outlined in the below table are subject to VAT.

Transaction value LA fees

Freehold (standard)


Under £250,000 £700


£250,001 – £500,000 £800


£500,001 – £1,000,000 £1,000


£1,000,001 – £3,000,00


Over £3,000,001 Fees on application


* Most flats are leasehold but they may come with a share of the freehold


  • If it is a leasehold property ADD £150 plus VAT
  • Corporate borrower ADD £75 plus VAT
  • Redemption ADD £100 plus VAT
  • Tenant in situ ADD £100 plus VAT
  • Transfer of equity ADD £200 plus VAT

Remortgage disbursements

  • Office copy title entries and title plan £6 plus VAT
  • Office copy documents or lease £3 plus VAT per item
  • Search pack – local search, drainage search, environmental search and plans search (variable) £300 – £400 plus VAT
  • Bank TT fee required to send funds on the same day to redeem mortgage and/or any balance to yourselves in excess of £250,000.00 £5.50 plus VAT (per bank transfer)
  • Land Registry registration fees (variable) based on value of new mortgage £40 – £910 (follow link in ‘Related pages’ at top of this page)
  • Chancel repair indemnity policy £11.20 (inc VAT)
  • Online ID check £4.80 (inc VAT)

Additional remortgage disbursements if leasehold

  • Landlords notice of charge fee (variable) £50 – £150 (plus VAT) per item

Total cost

To establish what the likely total cost will be you should add together:

Fees + supplements + VAT + disbursements = total cost

Abortive fees

Our abortive costs are based on the amount of time spent on the file calculated at the individual fee earner’s hourly charge out rate. This will vary according to the experience and status of the fee earner concerned. Any disbursements which have been incurred will also be charged if the matter goes abortive.

Referral fees

In some circumstances, other professionals such as estate agents and mortgage brokers will refer clients to us. We may pay them a referral fee for doing so. This fee is included within our fees quoted to you and at no additional cost to you. If we do pay such a referral fee we will notify you of this in our engagement letter.

Stages of the remortgage process

The precise stages involved in the remortgage process of a residential property vary according to the circumstances. However, our ten steps guides set out the key stages. You can download this document at the top of this page from the ‘Useful documents’ section.

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